Understanding Standard vs Thatcham Approved Trackers - What Options Are There and Which Should I Choose?
- info9854803
- Feb 27
- 2 min read

If you’re looking at your first tracking device, you may have recently come across the term ‘Thatcham Approved’ and be wondering what this means? This article aims to clarify Thatcham Approved Trackers and identify the key features that contribute towards your vehicle or asset’s safety.
The main difference between a PinPoint standard GPS tracker and a PinPoint Thatcham-approved GPS tracker lies in the level of security and insurer standards they meet.
1. Standard GPS Tracker by PinPoint:
- A basic GPS tracker provides real-time location tracking, often used for vehicle tracking, asset tracking, or personal tracking.
- Standard GPS Trackers include features such as location history, geofencing, tamper alerts and internal back up battery.
- Both PinPoint Standard & Insurer Approved Trackers offer tamper alerts, including battery-cut off detection and tow alerts.
In summary, Standard GPS Trackers are a great option for those who simply want to know where their asset is at all times, utilise geofencing and store location history.
However, if you’re looking to reduce your insurance premiums and unlock increased theft security options, I would consider a Thatcham-Approved Tracker.
2. Thatcham-Approved GPS Tracker by PinPoint:
Insurer-approved trackers are a great option for those looking for additional security with the extra benefit of reduced insurance premiums. These trackers include all the features found with PinPoint’s standard trackers and more…
- Thatcham Research is a UK-based organisation that develops standards for vehicle security and insurance. Insurer-approved trackers are widely recognised in the automobile and agricultural industry.
- Insurance companies will often offer reduced premiums for vehicles equipped with a Thatcham-approved tracker when it has been installed by an approved engineer.
- PinPoint offers S5 and S7 Insurer Approved Devices, the main difference being S5 trackers have immobilisation as a feature.
View a breakdown of our Thatcham-Approved range:
· S5 (Includes fob immobilisation)
· S5 Ultra (Includes fob immobilisation and a secondary tracking device which can be located elsewhere within your vehicle)
· S5 Deadlock (Includes fob immobilisation and secondary remote immobilisation)
· S7 (Standard Tracking Features)
· S7 Ultra (Includes a secondary tracking device which can be located elsewhere within your vehicle)
- It is worth noting that marine insurers do not recognise tracking devices as a feature to reduce insurance premiums, therefore the standard GPS tracker is best suited for boats and jet skis.
To conclude, insurer-approved trackers are a great option for individuals looking at enhanced protection for their vehicles, plant, or tractors. These devices will help to prevent theft with features such as immobilisation and will reduce your insurance premiums when fitted by an approved engineer. However, if you are looking for a more affordable option, standard tracking devices may be a better fit.
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